| AGE
0 - 10 |
: |
Acquired
to support the Child's education. |
| AGE
11 - 20 |
: |
Acquired
to support the Child's entrance to business. |
| AGE
21 - 55 |
: |
Acquired
to create an estate and protect accumulated wealth. |
MINIMUM
FACE AMOUNT: P50,000.00
SCHEDULE
OF BENEFITS
| |
End
of
|
Percent
of
|
Cash
|
|
| |
Contract
Year
|
Face
Amount
|
Benefits
|
|
| |
4th
Year
|
20%
|
P
10,000.00
|
|
| |
8th
Year
|
20%
|
P
10,000.00
|
|
| |
12th
Year
|
20%
|
P
10,000.00
|
|
| |
16th
Year
|
20%
|
P
10,000.00
|
|
| |
20th
Year
|
100%
|
P
50,000.00
|
|
| |
TOTAL
|
180%
|
P
90,000.00
|
|
If
more Cash Benefits are needed, additional Face Amounts
can be secured.
SAMPLE
ANNUAL RATES
For P50,000.00 Face Amount for children
0-17 years old
with Payor's Death Benefit (PDB) Rider
|
AGILA
5
|
|
AGILA
10
|
|
For
children ages 0-17 years and basic rate of 13,810.50
|
Age
of
|
|
|
Age
of
|
|
For
a child age 15 years with basic rate of 8,546.50
|
Age
of
|
|
|
Payor
|
Amount
|
|
Insured
|
Amount
|
Payor
|
Amount
|
|
21
|
14,600.46
|
|
0-10
|
8,494.50
|
21
|
9,035.36
|
|
25
|
14,601.84
|
|
11
|
8,505.00
|
25
|
9,037.07
|
|
30
|
14,607.37
|
|
12
|
8,515.50
|
20
|
9,039.63
|
|
35
|
14,617.03
|
|
13
|
8,525.50
|
35
|
9,046.47
|
|
40
|
14,636.13
|
|
14
|
8,536.00
|
40
|
9,061.85
|
|
45
|
14,676.42
|
|
15
|
8,546.50
|
45
|
9,085.78
|
|
50
|
14,737.18
|
|
16
|
8,560.50
|
50
|
9,124.24
|
|
55
|
14,829.71
|
|
17
|
8,574.00
|
55
|
9,184.92
|
SUMMARY
OF FEATURES
1.
Payment of Cash Benefits every 4 years and the Face
Amount at the end of the 20th year.
2.
Free Life Insurance Protection equivalent to 200%
of the Face Amount of the Plan up to the 20th year.
3.
Free Insurance Coverage equivalent to 10% of the Face
Amount of the Plan starting from the 21st year for
as long as the Planholder lives.
4.
Loan Facility equivalent to the Cash Value of the
Plan.
5.
Cash Value applicable to unpaid premiums due.
6.
Accelerated Benefit due to terminal illness:
| |
 |
50%
of Face Amount. |
| |
|
0%
of difference between Face Amount and outstanding
Policy Loan. |
| |
|
Benefit
up to P1 Million. |
7.
Option of Payor Death Benefit (PDB) Rider: In the
event of death, all unpaid
premiums are waived.
8.
Grace Period - 31 Days.
9.
Reinstatement - 3 years from date of default.
ILLUSTRATIONS
OF PREMIUM PAYMENTS AND CASH BENEFITS
|
Face
Amount: P 50,000.00
|
Payment
Mode: Annual
|
For
specific ages, please refer to the Rate Sheets
|
Soar
to success like an EAGLE
under the wings of
|
|
|
